Jacob Parker-Bowles Fintech in Asia

  ChatGPT 5.0 (GPT-5): Capabilities, Uses, and Research Directions Abstract OpenAI’s GPT-5—now powering ChatGPT 5.0—marks a substantive step in large-scale, general-purpose reasoning systems. Beyond incremental accuracy gains, GPT-5 integrates “built-in thinking,” faster tool use, and agentic workflows that broaden real-world applicability across research, software, and operations. This article reviews what is known from primary releases, situates GPT-5 in the trajectory of LLM development, and outlines implications for enterprise adoption, safety, and future research. 1. Release overview and positioning OpenAI describes GPT-5 as its “smartest, fastest, most useful model yet,” available in ChatGPT and via API, with rollouts to Team/Enterprise/Edu and a Pro variant emphasising extended reasoning. These materials frame GPT-5 as a platform model intended to sit at the centre of knowledge work. ( OpenAI ) For developers, OpenAI highlights GPT-5 as “our best model yet for coding and ag...

  Introduction Cambodia’s financial sector has undergone significant transformation over the past decade, driven by both domestic policy reforms and external technological advancements. As the country strives to modernize its economy, financial innovation has emerged as a crucial enabler of sustainable growth. Key drivers include regulatory modernization, the rise of fintech, and the increasing role of artificial intelligence (AI). In this article, we explore Cambodia’s evolving financial services landscape with a particular focus on regulation, innovation, fintech development, and AI adoption. The Regulatory Landscape in Cambodia Financial services regulation in Cambodia is primarily governed by two major institutions: The National Bank of Cambodia (NBC)  the central bank responsible for regulating banking, payment systems, and financial stability. The Securities and Exchange Regulator of Cambodia (SERC)  overseeing capital markets, securities, and related inves...