Jacob Parker-Bowles Fintech in Asia

  ChatGPT 5.0 (GPT-5): Capabilities, Uses, and Research Directions Abstract OpenAI’s GPT-5—now powering ChatGPT 5.0—marks a substantive step in large-scale, general-purpose reasoning systems. Beyond incremental accuracy gains, GPT-5 integrates “built-in thinking,” faster tool use, and agentic workflows that broaden real-world applicability across research, software, and operations. This article reviews what is known from primary releases, situates GPT-5 in the trajectory of LLM development, and outlines implications for enterprise adoption, safety, and future research. 1. Release overview and positioning OpenAI describes GPT-5 as its “smartest, fastest, most useful model yet,” available in ChatGPT and via API, with rollouts to Team/Enterprise/Edu and a Pro variant emphasising extended reasoning. These materials frame GPT-5 as a platform model intended to sit at the centre of knowledge work. ( OpenAI ) For developers, OpenAI highlights GPT-5 as “our best model yet for coding and ag...

Thailand stands at the forefront of Southeast Asia’s digital financial transformation, underpinned by progressive financial services regulation, a dynamic fintech sector, and growing investments in artificial intelligence (AI). With strong institutional support, technological infrastructure, and public-private collaboration, Thailand’s financial services ecosystem is evolving to support inclusive economic growth, digital competitiveness, and systemic resilience. This article explores Thailand’s regulatory framework, fintech innovation, and the growing role of AI in transforming financial services. Regulatory Landscape Thailand’s financial sector is primarily regulated by: Bank of Thailand (BOT) – the central bank responsible for monetary policy, banking regulation, and payment systems. Securities and Exchange Commission (SEC Thailand) – overseeing capital markets, securities issuance, and digital assets. Bank of Thailand (BOT) The BOT plays a leading role in steering financial innova...