Skip to main content

Protect Yourself from Financial Scams: The Power of the 159 Hotline (United Kingdom)




In today’s digital age, fraudsters are more sophisticated than ever, using increasingly deceptive tactics to trick people into handing over sensitive financial information. But as these scams grow, so do the tools available to protect consumers. One such tool is the 159 hotline, designed to connect you directly to your bank if you receive a suspicious call.

What is the 159 Hotline?

The 159 hotline is a simple yet powerful solution that allows customers to verify whether a call from their bank is legitimate. Instead of interacting with a potential scammer, you can quickly dial 159 and be connected to your bank’s secure number. This service has already handled more than 700,000 calls since its launch in September 2021 and continues to grow in importance as financial scams increase.

New Banks Joining the Fight Against Fraud

Revolut, Chase, and Modulr have recently signed up for the 159 service, adding their support to an already impressive list of major financial institutions, including NatWest, Barclays, HSBC, and Nationwide. This means that customers of these banks now have a simple, secure way to ensure their financial safety.

Here’s a full list of the 20 banks currently signed up for the 159 service:

  • Bank of Scotland
  • Barclays
  • Chase
  • Co-operative Bank
  • First Direct
  • Halifax
  • HSBC
  • Lloyds
  • Metro Bank
  • Modulr
  • Monzo
  • Nationwide Building Society
  • NatWest
  • Revolut
  • Royal Bank of Scotland
  • Santander
  • Starling
  • Tide
  • TSB
  • Ulster Bank

How Does 159 Work?

It’s as easy as 1-2-3! If you get an unexpected call about your bank account, here’s what to do:

  1. Stop: Don’t give out any personal information.
  2. Hang up: End the call immediately.
  3. Call 159: Dial 159 to be connected to your bank through a secure line.

This process helps stop scammers in their tracks and gives you peace of mind.

Why is the 159 Hotline Important?

In 2023, over £1.17 billion was stolen by fraudsters. With scams becoming more convincing, it’s vital to have quick and reliable ways to verify whether a call is legitimate. Sean Hegarty, head of Fraud at Chase, said it best:

"Protecting our customers from fraud and scams is one of our highest priorities, which is why we've joined 159 and partnered with Stop Scams UK."

Similarly, Woody Malouf, Group Head of Financial Crime at Revolut, emphasized how crucial 159 is for breaking the cycle of scammers:

"We are delighted to be joining 159, an incredibly important service that helps break the spell of the scammer."

Which Telecom Providers Support 159?

The success of 159 is also due to support from major telecom providers. These include:

  • BT (including EE and Plusnet)
  • Gamma
  • O2 (including giffgaff)
  • Sky
  • TalkTalk
  • Three
  • Virgin Media
  • Vodafone

With such wide support from both the banking and telecommunications industries, the 159 hotline is well-positioned to protect even more consumers in the future.

Stay Safe and Secure

In a world where financial crime is on the rise, it’s essential to have the tools and knowledge to protect yourself. The 159 hotline is one of the simplest ways to verify suspicious calls and avoid being tricked by fraudsters. By remembering to stop, hang up, and call 159, you can stay one step ahead of scammers and keep your financial information safe.

For more tips on staying safe from scams, be sure to check out Stop Scams UK and keep an eye out for new tools and services aimed at protecting consumers from fraud.

Comments

Popular posts from this blog

Financial Technology, Regulation, and Artificial Intelligence in China: A Global Fintech Powerhouse

China has emerged as a global leader in financial technology (fintech) and artificial intelligence (AI), demonstrating a unique model of rapid digital innovation supported by strong state involvement, robust infrastructure, and an expansive domestic market. With the rise of tech giants like Ant Group, Tencent, and JD.com, China’s financial sector has undergone a remarkable digital transformation. At the same time, Chinese regulators have implemented sweeping reforms to balance innovation with financial stability and consumer protection. This article explores the regulatory landscape, fintech developments, and AI integration in China's financial services ecosystem. Regulatory Environment China’s fintech landscape is regulated by multiple agencies, including: People’s Bank of China (PBoC) – Central bank and key regulator for monetary policy, payment systems, and financial stability. China Banking and Insurance Regulatory Commission (CBIRC) – Oversees banks and insurance pr...

Visa, MasterCard, and the Rise of Alternative Payment Options in Southeast Asia: A Changing Financial Landscape

Southeast Asia is experiencing a dynamic transformation in its financial ecosystem. As digital payments gain traction across the region, the dominance of traditional card networks like Visa and MasterCard is being challenged by alternative payment methods and regional giants like China UnionPay. This evolving landscape reshapes how consumers and businesses conduct transactions, reflecting broader shifts in the global financial sector. In this blog post, we will explore the current penetration of Visa and MasterCard in Southeast Asia, the influence of China UnionPay, and the emergence of alternative payment options. I will also share how my PhD research in Artificial Intelligence (AI) focuses on the Fintech sector, delving into the implications of these developments for the future of finance in the region. Visa and MasterCard: Established Players in a Competitive Market Visa and MasterCard have long been the global leaders in credit and debit card payments. In Southeast Asia, they have ...

Anti-Money Laundering and Financial Crime in Southeast Asia: An Outlook for 2026

Introduction Anti-money laundering (AML) and financial crime (FinCrime) frameworks represent critical components of global financial integrity, designed to mitigate the risks posed by illicit activities such as money laundering, terrorist financing, and fraud. In Southeast Asia, a region characterized by rapid economic growth, digital transformation, and diverse regulatory environments, these issues have gained heightened prominence. As of 2026, Southeast Asian economies, including Singapore, Malaysia, Indonesia, Thailand, the Philippines, and Vietnam, continue to grapple with evolving threats exacerbated by geopolitical tensions, technological advancements, and cross-border financial flows. This article examines the current landscape of AML and FinCrime in the region, projects key trends for 2026, and includes a dedicated section on the adoption of artificial intelligence (AI) in combating these challenges. Drawing on empirical data and expert analyses, it underscores the need for ad...