Skip to main content

Protect Yourself from Financial Scams: The Power of the 159 Hotline (United Kingdom)




In today’s digital age, fraudsters are more sophisticated than ever, using increasingly deceptive tactics to trick people into handing over sensitive financial information. But as these scams grow, so do the tools available to protect consumers. One such tool is the 159 hotline, designed to connect you directly to your bank if you receive a suspicious call.

What is the 159 Hotline?

The 159 hotline is a simple yet powerful solution that allows customers to verify whether a call from their bank is legitimate. Instead of interacting with a potential scammer, you can quickly dial 159 and be connected to your bank’s secure number. This service has already handled more than 700,000 calls since its launch in September 2021 and continues to grow in importance as financial scams increase.

New Banks Joining the Fight Against Fraud

Revolut, Chase, and Modulr have recently signed up for the 159 service, adding their support to an already impressive list of major financial institutions, including NatWest, Barclays, HSBC, and Nationwide. This means that customers of these banks now have a simple, secure way to ensure their financial safety.

Here’s a full list of the 20 banks currently signed up for the 159 service:

  • Bank of Scotland
  • Barclays
  • Chase
  • Co-operative Bank
  • First Direct
  • Halifax
  • HSBC
  • Lloyds
  • Metro Bank
  • Modulr
  • Monzo
  • Nationwide Building Society
  • NatWest
  • Revolut
  • Royal Bank of Scotland
  • Santander
  • Starling
  • Tide
  • TSB
  • Ulster Bank

How Does 159 Work?

It’s as easy as 1-2-3! If you get an unexpected call about your bank account, here’s what to do:

  1. Stop: Don’t give out any personal information.
  2. Hang up: End the call immediately.
  3. Call 159: Dial 159 to be connected to your bank through a secure line.

This process helps stop scammers in their tracks and gives you peace of mind.

Why is the 159 Hotline Important?

In 2023, over £1.17 billion was stolen by fraudsters. With scams becoming more convincing, it’s vital to have quick and reliable ways to verify whether a call is legitimate. Sean Hegarty, head of Fraud at Chase, said it best:

"Protecting our customers from fraud and scams is one of our highest priorities, which is why we've joined 159 and partnered with Stop Scams UK."

Similarly, Woody Malouf, Group Head of Financial Crime at Revolut, emphasized how crucial 159 is for breaking the cycle of scammers:

"We are delighted to be joining 159, an incredibly important service that helps break the spell of the scammer."

Which Telecom Providers Support 159?

The success of 159 is also due to support from major telecom providers. These include:

  • BT (including EE and Plusnet)
  • Gamma
  • O2 (including giffgaff)
  • Sky
  • TalkTalk
  • Three
  • Virgin Media
  • Vodafone

With such wide support from both the banking and telecommunications industries, the 159 hotline is well-positioned to protect even more consumers in the future.

Stay Safe and Secure

In a world where financial crime is on the rise, it’s essential to have the tools and knowledge to protect yourself. The 159 hotline is one of the simplest ways to verify suspicious calls and avoid being tricked by fraudsters. By remembering to stop, hang up, and call 159, you can stay one step ahead of scammers and keep your financial information safe.

For more tips on staying safe from scams, be sure to check out Stop Scams UK and keep an eye out for new tools and services aimed at protecting consumers from fraud.

Comments

Popular posts from this blog

Welcome to My Blog: Exploring AI, Fintech, and Southeast Asia

Hello and welcome to my blog! I'm excited to share my journey and insights with you as we explore the fascinating realms of Artificial Intelligence (AI), Financial Technology (Fintech), and the rapidly evolving landscape of Southeast Asia. With 19 years of experience in the banking sector and financial crime prevention, and now, as a PhD student specializing in AI, I bring a wealth of knowledge and a unique perspective to these dynamic fields. Why AI and Fintech? Artificial Intelligence and Fintech are revolutionizing the financial industry. Integrating AI into financial services transforms how we think about and interact with money, from automated fraud detection systems to personalized banking experiences. Fintech startups drive innovation, offering more efficient, accessible, and user-friendly financial solutions. As someone deeply embedded in these fields' practical and academic aspects, I aim to bridge the gap between theory and practice, bringing you the latest developmen...

AI and Innovation in 2024: A Glimpse into the Future

Artificial Intelligence (AI) continues to reshape industries, spark innovation, and push technological boundaries in 2024. Key trends include advancements in generative AI, autonomous systems, and ethical AI frameworks, as organizations increasingly prioritize responsible AI usage. AI’s integration into healthcare, finance, education, and environmental sustainability is accelerating, enabling predictive analytics, personalized solutions, and operational efficiencies. Highlights of 2024 Generative AI : Tools like ChatGPT, Bard, and DALL·E have evolved, with multimodal capabilities enabling text, image, and even video generation. AI in Healthcare : AI-powered diagnostic tools and drug discovery platforms have reduced development cycles and improved patient outcomes. Compliance and Regulation : Governments and organizations are focusing on AI governance, with frameworks addressing fairness, transparency, and accountability. Looking Ahead: AI in 2025 In 2025, AI will likely witness: Advanc...

AI Innovation in Financial Services: Q1 2025

  Introduction Artificial Intelligence (AI) continues to revolutionize financial services, driving efficiency, security, and customer experience improvements. As we step into 2025, the first quarter has already showcased significant advancements in AI-driven financial solutions. From enhanced fraud detection to AI-powered investment strategies, financial institutions are leveraging AI more than ever to stay competitive. This article explores the latest AI innovations in financial services in Q1 2025, their impact, and the trends shaping the future of the industry. Key AI Innovations in Q1 2025 1. AI-Powered Fraud Detection and Risk Management Financial institutions are facing increasingly sophisticated cyber threats. In response, AI-driven fraud detection systems have evolved to analyze vast datasets in real time, identifying anomalies and preventing fraudulent transactions before they occur. Companies are deploying Generative AI-powered anomaly detection models that adapt to...